Regardless of its' location, if the chip is a lot bigger than 3 inches than most glass company firms will tell you that you need to replace it. If the chip is smaller than that, it can usually be fixed. The important thing is that you do not get talked into replacing your windshield when it is not necessary. If you suspect that a simple front window repair job would suffice, get at least 3-5 opinions before making the final call.
Accidents can really create damages to windshields, causing them to shatter. Extreme weather conditions are also one of the culprits for replacements. Extreme weather conditions can't be tolerated by auto windshields for long for they too have limits, besides, most windshields are made of glass. Thus, if you can avoid driving during extreme weather day, the better for you are keeping your car safe.
In the simplest of terms, any statement made to the lender which is not 100% accurate may be considered fraudulent. Any change in the borrower's financial health, for example buying a car or incurring extra medical bills without advising the lender, may be fraudulent. Any decrease, and in some cases, any increase, in income without advising the lender may be fraudulent. For example, some loans are geared towards low income buyers. If the borrower makes too much windshield repair money he won't quality. What do you do if before closing you get big raise? You better disclose the fact.!
This is another biggie. One way to overcome this stumbling block is to take a contractor with you when you inspect the house. If you do this on a few houses, you will become very efficient at estimating the cost to windshield chip repair many items such as putting on a new roof, installing siding, and replacing windows and doors. You will also become familiar with costs for painting, landscaping, clean outs, new furnaces and kitchen and bath updates.
Another way to figure out ARV is to get an appraisal from a certified appraiser. Yes this costs money, but if everything else looks good about the deal and you are uncomfortable with the realtor's comps, you can always get the opinion of another professional. They go more in-depth when appraising properties then realtors might. However I only trust the appraisal when I actually hired the appraiser. This way I know that I have given him/her the instructions on how I want the appraisal to be completed.
Replacing your windshield can be a pretty hefty investment. Once you've spoken to a windshield specialist as well as your insurance company you will know where you stand on what repairs or replacement services will be covered. This is also a good time to consider after-market options such as window tinting which may help reduce the chances of needing to repair or replace it again in the near future.